Terms of Service

1. Acceptance of Terms

By accessing or using the website and services of Jayasinghe Investments ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Services

Jayasinghe Investments provides various financial services, including but not limited to investments, loans, construction financing, and financial advisory services. The specific terms and conditions for each service will be provided separately when you apply for or use that service.

3. Eligibility

To use our services, you must be at least 18 years old and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these requirements.

4. Account Registration

Some of our services may require you to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

5. User Conduct

You agree not to:

• Use our services for any illegal purpose or in violation of any local, state, national, or international law
• Violate or infringe other people's intellectual property, privacy, publicity, or other legal rights
• Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity
• Interfere with or disrupt the operation of our services or servers or networks connected to our services
• Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature
• Use our services to send unsolicited communications, promotions, or advertisements, or to spam others
• Use our services to engage in fraudulent activity or to perpetrate a scam

6. Intellectual Property

All content, features, and functionality of our website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the exclusive property of Jayasinghe Investments or our licensors and are protected by copyright, trademark, and other intellectual property laws.

7. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the operation of our services or the information, content, materials, or products included on our website.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Jayasinghe Investments shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use our services.

9. Indemnification

You agree to defend, indemnify, and hold harmless Jayasinghe Investments and our officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Service or your use of our services.

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Service.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will provide notice of any material changes by posting the updated terms on our website. Your continued use of our services after such modifications will constitute your acknowledgment of the modified terms.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Sri Lanka, without regard to its conflict of law provisions.

13. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Jayasinghe Investments
No. 50, Kalutara Road, Mathugama
Email: legal@jinvestltd.com
Phone: +94 342 194 926